Accounting and a global business account

Your books and your money, in one place.

Invoice customers, pay suppliers in their own currency, run payroll and reconcile your bank, all from one platform built for businesses that trade across borders.

Create your account

Preview environment: simulated money, no real funds move.

Product

Everything a growing business runs on

Most businesses juggle an accounting system, a bank and a payments provider. Meridian puts the three jobs together.

Get paid

Send professional invoices and quotes, automate repeat billing, and give customers easy ways to pay what they owe.

  • Invoices and quotes with approval steps
  • Repeating invoices on a schedule
  • Payment links and a customer portal
  • Credit notes, refunds and overpayments

Pay and spend

Hold money in several currencies, convert at a quoted rate, pay suppliers at home or overseas, and give your team cards you control.

  • Multi-currency wallets with local account details
  • Currency conversion with the rate shown up front
  • Single and batch payouts, funded from any wallet
  • Company cards with limits, expenses and disputes

Keep the books

Bank feeds and suggested matches keep reconciliation quick, while payroll, tax and reports live alongside your banking.

  • Bank feeds, rules and one-step reconciliation
  • Chart of accounts, journals and period close
  • Payroll, payslips, leave and timesheets
  • GST/BAS, fixed assets, inventory and reports
Control

Stay in control as you grow

Bring in your team and your tools without losing track of who did what.

Approvals

Review and approve invoices, bills, expenses and supplier bank-detail changes from one place.

Audit trail

Every change records who made it, when and what it touched, so you can always trace a number back.

Period locks

Close a month and lock it. Changes to locked periods need an explicit override with a reason.

Exports

Download your invoice and bill lists as CSV, ready for a spreadsheet or your accountant.

Pricing

Simple, transparent pricing

Start free. Upgrade when you need more.

Free

$0 / month

For freelancers and solo founders getting started.

  • 1 currency wallet
  • 50 transactions / month
  • Basic invoicing
  • AI categorisation
  • Receipt scanning (OCR)
  • Mobile app access
  • Community support
Get started free
How it works

Up and running in three steps

1

Create your organisation

Sign up with your email and your business name. You land on a fresh dashboard straight away.

2

Add contacts and accounts

Add customers and suppliers, connect bank feeds and open wallets in the currencies you trade in.

3

Invoice, pay and reconcile

Send invoices, pay bills and suppliers, then match bank lines so your books stay current.

Principles

Built for correctness

Money is precise, so the platform that handles it has to be.

Exact amounts

Every amount is stored as whole cents with its currency. No floating-point rounding, ever.

Safe to retry

Payments and other money movements carry an idempotency key, so a retried request is never applied twice.

Books that balance

The ledger rejects any journal whose debits and credits do not match, and reconciling a bank line records the payment in the same step.

Signed-in access

Every request runs as a signed-in user, and the organisation comes from the session, not from the browser.

FAQ

Questions and answers

What is Meridian?

One platform for small and growing businesses that combines accounting (invoices, bills, payroll, reconciliation, tax and reports) with a multi-currency business account (wallets, conversions, international payments and cards).

Does real money move?

Not yet. This is a preview environment: wallets, payouts, cards and bank feeds use simulated data and no real funds move. Please do not enter real bank or card details.

Is my data kept?

The preview keeps data in memory, so organisations and records you create are cleared whenever the service restarts. The demo organisation always comes back with its sample data.

How do I try it?

Create an account to start a new, empty organisation, or sign in to the demo organisation with the sample login shown on the sign-in page.

Which currencies are supported?

You can hold 40+ currencies including AUD, USD, EUR, GBP, CNY, INR, JPY, AED, SAR, TRY, BRL, MXN and many more. Convert between them at live rates.